12 SIGNS NA IKAW AY MONEY WISE | CHINKEE TAN


MONEY WISE | Gusto mo bang malaman kung ikaw ay isang tao na WAIS SA PERA? Gusto mo bang malaman kung ikaw ay may Healthy Financial Mindset? Kung gusto mong malaman ang sagot, panoorin mo ang video na ito!

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MONEY WISE

MONEY WISE

MONEY WISE

MONEY WISE

Mga signs na ready ka na mag-invest

You Don’t Over Spend

Mas inuuna yung pangangailangan versus kagustuhan. Hindi gumagastos para magpa-impress ng ibang tao. You are very wise in spending your money and you’re very frugal. Hindi sumosobra.

No Issues in Paying Your Monthly Bills

Hindi natatakot kay Bill at kay Judith (Due Date). Bayad lahat nang buo ang bayarin. At the same time meron kang peace of mind. Hindi ka nai-istress.

Your Budget Supports Your Lifestyle

Kaya ng budget mo na bayaran lahat ng mga expenses mo sa buhay. Nabibili mo yung gusto mo at hindi feeling deprived. Nare-reward mo pa rin yung sarili mo.

You Do Not Incur Any Bad Debts

Ang ibig sabihin ng bad debts ay nangutang ka na walang kita at walang tubo. Kung may utang ka man ito ay tinatawag na good debts na kung saan nangungutang ka pero meron naman syang kita.

You Know Where Your Money is Going

Ang kagandahan dito, alam mo kung saan napupunta yung pera mo. You spend according to plan. Guided ka. Napupunta sa savings, pagbabyad nang mga pangangailangan, sa investment or sa negosyo. Which means wise ka.

You Are Not Afraid to Ask for Help When Needed

Alam mo na maraming tutulong sayo at alam mo yung limitasyon mo. When you say “Ask For Help” ito ay hindi Financial Help. You ask for help in terms of seeking advice before you make major decisions at transitions sa buhay. Sa pag-iinvest, mas maganda kung nagtatanong tayo kung ano ang mas magandang gawin para palaguin ang pera.

You Have an Emergency Fund

Maganda na magkaroon ng 1 to 3 months emergency funds kapag nagsisimula pa lang but the ideal is 6 to 12 months just in case na mawalan tayo ng trabaho. Ang emergency fund ay hindi ginagamit pang-invest at ito dapat ay untouchable.

You Plan for Future Expenses Without Going Broke Today

Dito, hindi mo mararanasan na ma-zero ang bank account mo. Hindi takot mag plano sa future expenses.

You Do not Seek Financial Help During a Crisis

Hindi mo kailangan na mangutang kapag may emergency ka.

You Are Always on The Lookout for Investment Opportunities

Ito yung kapag  nakatangap ka ng pera, iniisip mo kaagad kung saan ilalagay at paano papalaguin.

You Are Not Afraid of Taking Calculated Risk

Malakas ang loob mag-invest at mag-business. Hindi ka takot na mag-simula.

You Are Able to Choose Your Investment Wisely

You know what is the right investment for you. Confident ka na hindi ka mai-scam. Diversified ka pa. You never put all your investment in one basket.

#SignsThatYouHaveAHealthyFinancialMindset #InvestAndLearn #SanaAllMayInvestment #PambansangWealthCoachngPilipinas #Helpingtobecomedebtfree #wealthy #BawatPilipinoayIponaryo #Iponaryo #ChinkPositive #ChinkeeTan #MONEY WISE

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